Liz Hagg's Finance Blog

Over the last three weeks, we’ve talked about DRIFT OPTIONS FRICTION Drift happens quietly. Options shape behavior. Friction creates pause and intentionality. Today I want to talk about something deeper. Identity. Because identity is what ultimately sustains change. You can change behavior for a while. You can follow a plan. You can even get great results. But if the identity underneath doesn’t shift, old patterns often return. Because identity shapes what feels normal. Someo

Money Momentum is open. If you’ve built a money foundation and want steady, intentional progress — this is for you. Money Momentum is a small, monthly group experience designed for those who already have a basic framework in place and want forward movement with structure. We meet the last Thursday of each month to: Get clear on what you want next through guided reflection and intentional planning Strengthen your relationship with money by challenging old patterns and beliefs

What If Debt Wasn’t an Option?💭 Here’s Where Friction Comes In (Part 3 of 4) Over the last two weeks, we’ve talked about drift … and options. Drift happens quietly. Options shape behavior. Today, let’s go deeper. Let’s talk about friction. Ease drives behavior. Swipe a card → instant relief. Click “confirm” → done. Auto-fill → effortless. No pause. No interruption. No reflection. And the truth is — the world around us is designed that way. I recently watched a documentary a

Last week, we talked about drift. (click on link to read) How it happens slowly. Quietly. In health. In money. And we left off with this question: What actually causes some people to stay out of debt… while others drift back? Let’s go deeper. Let’s talk about something simple — but powerful. Options. Because behavior often follows availability. If certain food isn’t in my house… I won’t eat it. Not because I’m strong. Because I removed the option. Now apply that to money. I

Over the next month, I want to explore something with you. A 4-part conversation called: What If Debt Wasn’t an Option?💭 But before we talk about debt… I want to start with food. Stay with me — there’s a real parallel here. About three years ago, I lost 25 pounds. I felt amazing. Strong . In control. It reminded me of how people feel when they get out of debt. Clear. Empowered. Free. And then… life happened. A pound here. A habit there. Nothing dramatic. Just drift. Two year

Temptation surrounds us every day, especially when it comes to shopping. Whether it’s a flashy online ad, a limited-time sale email, or a clever store display, companies want you to buy now. One client recently shared how he added sneakers to his online cart but talked himself out of the purchase. He felt proud of resisting the urge—until an email popped up saying, “Almost sold out — buy now!” That message pulled him back in, and he bought the shoes. The good news? He realize